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Terms

Website terms of use

These terms cover use of this website. They are a draft prepared for owner and professional review, not a legally approved document.

Last updated: November 2026

What this site is

SilverBridge Life is an educational website that explains term life, dental and vision coverage and links to outside systems where quotes and enrollment happen. Using the site means you accept these terms. It is operated by Martin Advisory Group TX LLC.

No advice, no offer, no coverage

  • Nothing here is individualized financial, legal, tax or insurance advice.
  • Nothing here is an offer of insurance, a quote, or a binder of coverage.
  • No coverage exists until an application is accepted and a policy is issued by the insurer with an effective date.
  • Calculator results are simplified educational estimates, not recommendations or premium quotes.

Outside systems and links

Quote, pricing and enrollment links lead to systems run by other organizations: Paperless Solutions / InsureMeNow Direct, NCD, MetLife and VSP. Those organizations are responsible for their own content, availability, terms and privacy practices. Provider directories can change without notice, and a provider's participation should be confirmed directly with the provider before you rely on it.

Accuracy of the comparisons

Dental and vision comparisons summarize brochures and summaries supplied for this build, dated May 6–8, 2026 and April 21, 2026. They are not state-specific certificates. Benefits, waiting periods, exclusions and availability can change and can differ by state. Where a summary does not state something, this site does not invent it. Confirm anything you rely on in the current plan documents before enrolling.

Reasonable use

Do not attempt to disrupt the site, access non-public parts of it, scrape it at volume, or use it to misrepresent coverage to someone else. Do not present this site's summaries as official plan documents.

Third-party names and documents

Carrier and administrator names, and the plan brochures linked from this site, belong to their respective owners and are reproduced as published PDFs. Their appearance does not imply an endorsement of this website.

Availability and limitation of liability

The site is provided as-is. Pages and links may be unavailable or may change without notice. To the extent permitted by applicable law, Martin Advisory Group TX LLC is not liable for decisions made solely from the educational summaries on this site, or for the acts, omissions or content of the outside systems it links to.

Changes

These terms may be updated as the site changes. The revision date above will change with them.

Contact

Questions about these terms: silverbridgelife@gmail.com. See also Privacy and Disclosures.